If a sudden illness or injury put you out of commission, the work, the hours—and the money—would stop. Then the bills could start to pile up. Sooner or later, your disability could disable your business.

Business Overhead Expense Insurance (BOE) provides cash to the business upon the disability of the insured owner to cover expenses including payroll, rent and utilities.

How much would you need to help keep the doors of your business open if you became disabled and couldn't work? Disability income insurance protection can help by covering day-to-day business overhead expenses. What's more, it can provide a benefit for a professional to do your job so your business keeps generating income even while you're unable to be there. You shoulder a lot of responsibility. In the event of disability, we can help ease some of the burden with disability income insurance that can help cover day to day business overhead expenses for up to two years.